I don’t see myself as a leader. Typically, leaders are individuals who shape the destiny of nations. I am just an average person navigating a complex world, striving to achieve something  that is a little better than average. I value independence, especially in financial matters, and have built my life from the ground upsomething I intend to continue until the end of my days. I don’t expect, nor do I want, anyone to follow in my footsteps; I believe everyone should carve out their own unique path.